same day pay 

on every load

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Porter Freight Funding is a freight factoring company that provides trucking companies with SAME DAY PAY ON EVERY LOAD to improve business cash flow.

Porter offers the best factoring rates in the industry and true non-recourse and recourse factoring programs. Clients also get a free fuel card with fuel advances available free credit checks on all customers.

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Always get paid in 24 hours after you send in your paperwork to improve your company cash flow.


Receive up to 100% advance rate from us on your invoices - just minus the factoring fee.

contract options

Our contract flexibility is designed for you - sign a 1 year, 6 month, or month-to-month contract.

no reserves

There are no reserve requirements on trucking companies with 1 or 2 trucks

porter's transportation factoring services:

24-hour pay on all loads by choice of wire, ACH, or fuel card advance

No monthly minimums on 1-2 trucks

Contract options available of yearly, 6 months, or month-to-month.

We don't have tiered rates. We offer true flat rate pricing.

Every business is assigned their own personal, dedicated client representative to work with.

Get connected with pre-approved list of brokers and shippers to work with

Our expert dispatchers book all loads under your MC number

We offer a freight database with 250+ brokers options you need to book the best paying loads

Dispatches for: Reefer, Hotshot, Flatbed, Van, and Power-Only

Paperless, fast fuel advances

Advances of 45% of the load

$0.14 savings per gallon at major stops

$0.25+ savings per gallon at smaller locations

recourse and non-recourse factoring programs

What program is best for your company?

non-recourse factoring
  • You receive 100% of your funding when you send your factoring invoices in. There is nothing held in a reserve account.

  • Our contracts are flexible so you don't have to be in a long term contract commitment. Sign a 1 year, 6 month, or month-to-month contract with us.

  • No minimum factoring requirement with trucking companies with 1 or 2 trucks. 

  • Free credit checks for all brokers and you will have access to a pre-approved list of our brokers and shippers.

  • You will never be charged back. We incur all of the risk if a customer goes out of business or does not pay.

  • Billing, invoicing and collections assistance is included.

recourse factoring
  • High advance rates for our recourse clients.

  • Reserves accounts with weekly releases.

  • Flexible contract options of 1 year, 6 months, or month-to-month are available for suit your business needs.

  • No minimum factoring requirements on a companies with 1 or 2 trucks.

  • All your brokers will be credit checked for free and you will have access to our pre-approved list of brokers and shippers.

  • Billing and invoicing assistance is optional

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improve your trucking company's cash flow








what your trucking business needs

Porter's factoring work and more:

Same day pay, month-to-month contracts, non-recourse and recourse programs to meet your trucking company's needs, and more.

Save money on every haul with the industry's best fuel card.

Attract quality carriers by establishing and building credit through factoring.

Get the lowest insurance quote from our trusted insurance partners.

Receive top paying loads with our dispatching program.

Avoid costly mistakes when your start your trucking company with our compliance partners.

Work with the best freight factoring company out there.

Talk to a freight factoring specialist today about how Porter Freight Funding can help your trucking company grow!

(205) 397-0934


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more about porter Freight Funding

Porter Freight Funding is located in Birmingham, Alabama with an operations office in Hartselle, Alabama. Our valuable staff have over 100 years experience combined in freight factoring services for trucking companies.

Formed in 2011 by Porter Capital Corporation, Porter Freight Funding specializes in freight factoring solutions for small and mid-sized trucking companies within the transportation industry. Porter Freight Funding not only offers funding solutions, it also helps its clients with dispatching and load finding, insurance and compliance, fuel cards and equipment financing.