get an insurance policy

for your trucking company

Don't know if you have the lowest rate in the transportation industry?

Our trusted veteran insurance partners can provide you with the lowest quote

Waiting a month for your authority to go active?

Plan your insurance payments to coincide with the FMCSA's mandatory waiting period so you can go active and haul your first load within 15 days of applying

Unsure if you can overcome the barrier of a high down payment?

Minimize down payments and additional charges by planning your fleet growth with Porter's business consultants

Have a load lined up with our dispatchers when your insurance policy goes active

next step for your trucking business

Once you have filed for your motor carrier authority, you have 21 days to get an insurance policy and file your BOC-3. You are not authorized to start driving your truck and operating your trucking company until your MC number active and your BOC-3 and Insurance Policy are filed with the FMCSA.

other services we offer

freight factoring

  • SAME DAY funding

  • No monthly minimums on 1-2 trucks

  • No binding factoring contracts

  • True flat rate pricing

  • Dedicated client representatives


  • Pre-approved broker & shipper connections

  • Expert dispatchers that book loads under your MC

  • Freight database: insights you need to book the best loads with 250+ broker options

fuel cards

  • Ultra-fast paperless fuel advances

  • $0.14 savings per gallon at major stops

  • $0.25+ savings per gallon at smaller chains

all trucking factoring services:

what you need to know about purchasing an insurance policy for your trucking business

Insurance is one of the largest fixed expenses that a trucking company will face. There are a variety of different factors that effect insurance costs like age of equipment, commodities, hauls, radius, vehicle location, loss history, and your years in business. Here are some examples of common coverage's you'll want to make sure your insurance policy has covered:

General Liability Coverage

This coverage protects the trucking business against any property damage or bodily injury that might occur without the presence of a truck. This policy is there to keep your company afloat in case of major accidents like a client slipping and falling in your office, a load getting delivered to the wrong place, or contractual exposures you may be involved in.


This coverage pays for an accident when the truck driver is not under dispatch.


This coverage is for if you are required to have a policy in place for when your truck is operating without a trailer. This coverage pays for the damages or injuries caused while the trailer is detailed from your truck, whether or not you are dispatched on a job.


This covers the damaged or losses to freight that is in-transit from any external cause. This policy will pay regardless of which carrier is ultimately at fault. Damages that are covered include: inappropriate packing, infestation, cargo abandonment, customs rejection, and employee's dishonesty.

Physical Damage Coverage

This covers damages to your truck and trailer that result from an accident you are not liable for. Your premium is based on the value of your equipment.  Damages that are covered: collision, overturn, or natural disaster, even if you experience total loss.

we partner with insurance companies to get you the best quote for your business

2112 1st Ave. N. Birmingham, AL 35203

  • Facebook
  • LinkedIn - Black Circle