freight factoring

for your trucking business

100 combined years of

trucking factoring experience

We know how to improve your cash flow

fast pay

24 HOUR funding on invoices


Up to 100% advance rate

(minus our factoring fee)


Month-to-month contract flexibility

no reserves

No reserve requirements on 1-2 trucks

True flat rate pricing


Online credit checks

Invoice & paperwork processing

TripPak, Transflo & HubTran services

Fuel card (Diesel credit line, fuel advances & discounts available)

We accept all the credit risk on our non-recourse factoring agreement when customers don't pay - if you do your job, your fleet is not responsible.

Avoid charge backs from bad freight brokers. We credit check all customers and provide our clients with a pre-approved list of brokers.

choose our non-recourse or recourse freight factoring program and

start rolling with porter today!

non-recourse freight factoring

  • No reserve account - you receive 100% of your money up front when you send your factoring bills in

  • No long term contract commitment 

  • No minimum factoring requirement (on 1 or 2 trucks)

  • Free credit checks on brokers

  • No charge backs - we incur all risk if a broker or shipper doesn't pay

  • Billing and collections included


freight factoring

  • High advance rate

  • Reserve account with weekly release

  • No long term contract commitment 

  • No minimum factoring requirement (on 1 or 2 trucks)

  • Free credit checks on brokers

  • Billing and invoicing optional

transportation factoring services

  • SAME DAY funding on all loads sent in via your choice of ACH, Wire, or Fuel Card.

  • No monthly minimums on trucking companies with 1-2 trucks.

  • Contract options available: yearly, 6 months, or month-to-month.

  • Our rates are not tiered. They are all true flat rate pricing.

  • Every client is assigned a dedicated client representative to take care of business needs.

  • Fuel advances available of 45% of the load

  • Expert dispatchers dispatching for: Reefer, Hotshot, Flatbed, Van, and Power-Only.

  • Access to list of pre-approved brokers and shippers.

There are endless amounts of freight factoring companies across the United States, but not all of them have your back like we do. You deserve the best for your trucking company, and that's exactly what we are.

Talk with a freight factoring specialist today about how we can help you improve your cashflow and grow your trucking business.

(205) 397-0934

Reason why you should freight factor with Porter Billing

learn the reasons why your trucking business should factor with Porter!

Work with a truck factoring company with over 25 years experience providing same day funding and instant cash flow for trucking companies.


our factoring services:

24 hour pay, month-to-month contracts, recourse and non recourse programs to meet your trucking business needs, get consistent cash flow and more.

Save money on every haul with the industry's best fuel card.

Attract quality carriers by establishing and building credit through factoring.

Receive top paying loads, eliminate sitting, and get access to our broker database with our dispatching program.

Get the lowest insurance quote from our trusted insurance partners.

Avoid costly mistakes when your start your trucking company with our compliance partners.

About Porter Freight Funding

Founded in 1991, Porter Capital Corporation started providing working capital services to a variety of industries, including the trucking industry.


In 2011, Porter Capital acquired an experienced transportation factoring company and formed Porter Freight Funding. Porter specializes in funding solutions for the trucking industry through freight factoring by providing 24-hour pay of freight invoices. Porter serves small and mid-sized trucking companies throughout the United States by providing a flexible approach to the working capital needs of our clients. As well as its factoring work, Porter provides access to a dispatching network with pre-approved brokers and shippers and free fuel cards to truck drivers with fuel advances and discounts at chains across the United States.

Porter Freight Funding is headquartered in Birmingham, Alabama and has an operations office in Hartselle, Alabama. Porter's staff has a combined 100+ years of freight factoring experience and is its most valuable asset.