freight Factoring


improve your cash flow

We help trucking companies start and grow their businesses with over 100 years of combined experience in truck factoring. We’re trusted by thousands of drivers, dispatchers, and logistics companies for improving trucking business freight operations, increasing cash flow, getting our clients paid faster, and providing clients with the resources they need to be successful in the trucking industry.

We work alongside both small and large businesses to provide options for consistent cash flow and a smooth trucking operation. Our dispatchers and shipping connections are here to help you and your trucking business grow into a successful, profitable operation.

See how we leverage our experience and connections to help you improve margins, profitability, and freight handling arrangements.

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Voted FactoringClub's Best Factoring Company Award 2021










freight factor in 3 easy steps

earn $250 by referring your

friends in the trucking industry for freight factoring!

our factoring services:

Same day pay, month-to-month contracts, non-recourse and recourse programs to meet your trucking company's needs, and more.
Attract quality carriers by establishing and building credit through factoring.
Receive top paying loads with our dispatching program.
FUEL Cards
Save money on every haul with the industry's best fuel card.
Get the lowest insurance quote from our trusted insurance partners.
Avoid costly mistakes when you start your trucking company with our compliance partners.


Work with the best freight factoring company for your trucking business! Start strong and grow stronger with Porter Freight Funding and comprehensive trucking and freight factoring support and services.

  • Improved and consistent cash flow for your trucking company, big or small.

  • Flexible contract options for clients - don’t get tied up in long term contracts. Sign up for a year, 6 months, or a month-to-month factoring agreement. We have true non-recourse and recourse factoring programs to meet your trucking company’s needs.

  • Get access to expert dispatchers to find the best paying loads! We also offer a pre-approved brokers list of shippers and brokers to work with, and a database of 250+ broker options. Get all loads booked under your MC number with our expert dispatchers.

  • Credit checks for brokers to help you avoid working with customers you can’t trust or companies that don’t pay.

  • You'll get access to a FREE fuel card with advances and discounts to save you money throughout the year.

  • Every client works with their own personal, dedicated client representative who’s familiar with your business. No 1-800 numbers! You can call your representative directly.

  • The best factoring rates in the transportation business. No hidden fees - what you see is what you get.

  • All accounts receivable financing programs we offer are designed to free up your trucking company’s cash flow by funding your unpaid invoices in just 24 hours.


About Porter Freight Funding

Porter Capital Corporation was founded in 1991 with the purpose of providing working capital solutions for a variety of businesses, including businesses in the transportation industry.

In 2011, Porter Capital acquired an experienced transportation factoring operation and formed Porter Freight Funding, formerly Porter Billing Services. This newly formed branch specializes in funding solutions for the trucking industry through capital freight factoring. Porter Freight Funding is an invoice factoring company that serves small and mid-sized trucking companies throughout the United States. We provide a flexible, entrepreneurial approach to the working capital that our clients truly need.


Porter Freight Funding provides account receivable factoring services through 24-hour pay on all freight invoices they submit, access to a large dispatching network with pre-approved brokers and shippers, and free fuel cards with fuel advances and discounts across the country for truck drivers. Additionally, Porter has access to insurance, compliance, and trucking equipment partners to better support our trucking industry clients!


We are headquartered in Birmingham, Alabama with an operations office in Hartselle. Porter’s staff is the most valuable asset around, with over 100 years of combined experience in freight bill factoring operations and the transportation industry.

Still not sure?

See what our clients say about factoring with us!



Working with Porter was one of the best decisions I have made for my company.

I have to say that working with

Porter was one of the best

decisions I have made for my company. Setup is easy and they keep and open line of communication throughout the process They are always super helpful, always in a good mood, and always willing to answer every question no matter how many times you have asked it. Their online portal is easy to use and if you have troubles they are just a friendly phone call away.  I would recommend them to everyone who is looking for a Factoring company.


We've been with Porter Billing Services (PBS) since 2012 and the relationship has proven itself to be priceless.

No horror stories here. If you're shopping around you must check with Porter before you get caught in a factoring horror story with the other guys. Here are a few of the invaluable services we take advantage of on a daily basis:


1. Easy Credit Approval
2. Sufficient lines of credit for our customers
3. Dedicated account rep (Amanda is the BEST)
4. PBS sponsored fuel cards 
5. Transparency on all surprise no charge backs!
6. Web portal is user friendly and works great on mobile devices.

Translog Management ( loves the service and support we receive from PBS. Not just our factor, they're our Account Receivable team.

Porter Billing has been a great partner with my company for several years now. Cash flow is everything in business now days and they have provided excellent service. Meagan Graessle is my customer representative and she is the BEST.  Communication means everything to me and Meagan is always just a phone call away.

Cash flow is everything in business now days and they have provided excellent service

Tosh Farms

Porter Billing is the best factoring company there is hands down

CHL Transportation & Hauling Co.

I've been using porter billing for about 4 or 5 years now and i truly recommend them! 

Porter Billing Services is the best!!!

Porter Billing Services is the best!!! Amanda Duffy, which is my client rep, is the best it's going to get! She's most definitely a top tier employee! Very patient and helpful!!! Anytime i'm in need of anything, she always respond in a matter of minutes. As an owner operator, time is money! One day i asked her was am i her ONLY client because of all the time she takes up helping me with sort things out. Thanks for all you do. Keep on making life easy for your clients. #amandarocks!!!

5 stars

hampton trucking, llc

We have been working with porter billing since 2011

I don't see us ever going with another factoring company!

Coyote Enterprizes

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